Category Financial Literacy

Many entrepreneurs believe that if sales are increasing, then the business is healthy. Unfortunately, that is not always true. In over 25 years of observing small and medium enterprises across Uganda, one issue continues to destroy otherwise promising businesses: poor…

Borrowing money is one of the most misunderstood parts of running a business. Many entrepreneurs in Uganda see debt as something risky or even dangerous. But the reality is simple. Debt itself is not the problem. The real issue is…

Every business owner reaches a moment when growth begins to strain the limits of available resources. Orders increase, customers demand more, and opportunities emerge but the capital to seize them isn’t enough. It is at this crossroads that one of…

Choosing the right loan is not just about accessing money. It is about choosing a solution that fits your needs, your income, and your goals. At DEED Microfinance, two of the most common options are business loans and salary loans.…

When it comes to loans, one of the most confusing things for many people is the interest rate. Banks, microfinance institutions, and lenders throw around percentages, monthly rates, and APRs, and suddenly borrowing feels like a math exam. But it…

Money doesn’t disappear by magic but sometimes it feels that way. One minute you have cash in hand, the next minute it’s gone, and you’re wondering what happened. This is exactly why budgeting matters, especially for individuals and small business…